The Bachelor of Applied Arts and Sciences (BAAS) Personal Financial Planning Concentration is designed for you if you are working in or would like to work in the areas of financial planning, accounting, insurance, or banking and investment. A financial planner is much more than just an investor. A financial planner should be familiar with budgeting, planning for retirement, saving for education, managing taxes and managing insurance coverage. The average time frame for completing a BAAS degree is two years.

Do I Qualify for This BAAS Program?

Our Bachelor of Applied Arts and Science Personal Financial Planning Concentration will help you use your prior academic experience to complete your first bachelor's degree.

You can enter our BAAS Program to earn your bachelor's degree if you are working on your first bachelor's and have at least one of the following:

  1. Have an Associate of Applied Arts and Sciences (AAS) degree from an institution with accreditation recognized by the Council for Higher Education Accreditation (CHEA)
  2. Have earned a significant number of credit hours in a career-technical related discipline from an institution with accreditation recognized by the CHEA

If you have questions about whether or not you can enter the BAAS program at ENMU, please contact our BAAS Coordinator Dr. Cindy Miller, 575.562.4124 or This email address is being protected from spambots. You need JavaScript enabled to view it..

Online Learning Format For Personal Financial Planning

Our Bachelor of Applied Arts and Sciences (BAAS) concentration in personal financial planning is designed to be completed 100% online, with students completing assignments, readings, tests and projects throughout the semester. Recorded lectures via Mediasite will connect you with professors and other students. Student participation, using Mediasite, Blackboard and Collaborate is done both during actual class time and on your own time. This means some classes will flex around your schedule, while others give you the benefit of engaging with professors and peers during class time.

Faculty and Advising for Personal Financial Planning

The applied arts and sciences faculty are committed to responsible academic advising. This means we help you schedule the right courses at the right time to help you take the next step in your professional career. Faculty members are specialists in their areas of advising and are current with requirements for admission into the programs they advise so you get the academic advice you need, when you need it.

Academic Help and Resources for Personal Financial Planning

At ENMU we want to make sure you get the help you need. We offer several tutoring services, including the Online Writing Center (OWL), which is only for distance education students. The OWL is available to help you improve your writing and help you clearly communicate for written, school related projects and assignments. We also have online databases, journal articles and eBooks accessible through the Golden Student Success Center. Since ENMU has a dedicated distance education librarian on staff, you’ll always have the help you need to take advantage of library resources.

See our distance education library services >

Our department also has graduate assistants available to assist you. For questions and concerns about business homework assignments, projects and grades please email or call your professor.

Career Opportunities in Personal Financial Planning

The extensive Personal Financial Planning (PFP) curriculum helps you understand the complexities of the changing financial climate and allows you to make the right recommendations to your perspective clients. Once you complete this program, you will be able to sit for the Certified Financial Planning® examination. In addition to advisors and departments, Counseling and Career Services offers free job placement assistance to all students, so if you are looking for another position, we can help you find it.

ENMU only issues a "Certificate of Completion" that enables you to sit for the CFP® exam. The University does not award the CFP® certification. CFP® certification is granted only by Certified Financial Planning® Board of Standards, Inc. to those persons who, in addition to completing an educational requirement such as this CFP® Board Registered Program, have met its ethics, experience and examination requirements.

BAAS Concentration: Personal Financial Planning

The BAAS program requires you to complete 120 hours to earn your bachelor's degree. Within those 120 hours, you must complete a primary concentration and a secondary concentration.

As a secondary concentration, Personal Financial Planning requires 21 hours of coursework and includes the following courses:

Note: Degree information shown on this page is based on the 2017-19 Undergraduate Catalog.

Before you can take PFP 410, the capstone course, you must complete the six 300-level courses. The PFP 300 level courses do not have to be taken in sequence. All courses must be completed with a grade of "C" or higher.

CourseCredit
PFP 310 Personal Finance 3
PFP 320 Business Risk Management and Insurance 3
PFP 330 Investments: Principles and Policies 3
PFP 340 Tax Planning 3
PFP 350 Retirement Planning 3
PFP 360 Estate Planning 3
PFP 410 Financial Plan Development 3

BAAS Coordinator

Cindy Miller

This email address is being protected from spambots. You need JavaScript enabled to view it.

Asst Professor, Career and Technical Education

Office Location: Agriculture (AG), Room 112A

Phone: 575.562.4124