The Bachelor of Applied Arts and Sciences (BAAS) Personal Financial Planning Concentration is designed for you if you are working in or would like to work in the areas of financial planning, accounting, insurance, or banking and investment. A financial planner is much more than just an investor. A financial planner should be familiar with budgeting, planning for retirement, saving for education, managing taxes and managing insurance coverage. The average time frame for completing a BAAS degree is two years.

Do I Qualify for This BAAS Program?

Our Bachelor of Applied Arts and Science Personal Financial Planning Concentration will help you use your prior academic experience to complete your first bachelor's degree.

You can enter our BAAS Program to earn your first bachelor's degree. To qualify you must have one of the following:

  1. Have an Associate of Applied Arts and Sciences (AAS) degree from an institution with accreditation recognized by the Council for Higher Education Accreditation (CHEA) OR
  2. Have earned at least 30 credit hours in a career-technical related discipline from an institution with accreditation recognized by the CHEA

If you have questions about whether or not you can enter the BAAS program at ENMU, please contact our BAAS Coordinator Dr. Cindy Miller, 575.562.4124 or This email address is being protected from spambots. You need JavaScript enabled to view it..

Online Learning Format For Personal Financial Planning

Our Bachelor of Applied Arts and Sciences (BAAS) concentration in personal financial planning is designed to be completed 100% online, with students completing assignments, readings, tests and projects throughout the semester. Recorded lectures via Mediasite will connect you with professors and other students. Student participation, using Mediasite, Canvas and Collaborate is done both during actual class time and on your own time. This means some classes will flex around your schedule, while others give you the benefit of engaging with professors and peers during class time.

Faculty and Advising for Personal Financial Planning

The applied arts and sciences faculty are committed to responsible academic advising. This means we help you schedule the right courses at the right time to help you take the next step in your professional career. Faculty members are specialists in their areas of advising and are current with requirements for admission into the programs they advise so you get the academic advice you need, when you need it.

Academic Help and Resources for Personal Financial Planning

We want to make sure you get the support you need. We offer flexible tutoring services, including the ENMU Writing Center which is available to help you improve your writing and help you clearly communicate for written, school-related projects and assignments.

We also have online databases, journal articles and eBooks accessible through the Golden Library. Since ENMU has a dedicated distance learning librarian on staff, you'll always have the help you need to take advantage of library resources.

See our distance learning library services

Our department also has graduate assistants available to assist you. For questions and concerns about business homework assignments, projects and grades please email or call your professor.

Career Opportunities in Personal Financial Planning

The extensive Personal Financial Planning (PFP) curriculum helps you understand the complexities of the changing financial climate and allows you to make the right recommendations to your perspective clients. Once you complete this program, you will be able to sit for the Certified Financial Planning® examination. In addition to advisors and departments, Counseling and Career Services offers free job placement assistance to all students, so if you are looking for another position, we can help you find it.

ENMU only issues a "Certificate of Completion" that enables you to sit for the CFP® exam. The University does not award the CFP® certification. CFP® certification is granted only by Certified Financial Planning® Board of Standards, Inc. to those persons who, in addition to completing an educational requirement such as this CFP® Board Registered Program, have met its ethics, experience and examination requirements.

BAAS Concentration: Personal Financial Planning

The BAAS program requires you to complete 120 hours to earn your bachelor's degree. Within those 120 hours, you must complete General Education Requirements, a primary concentration and a secondary concentration.

See what you will need for your BAAS

As a secondary concentration, Personal Financial Planning includes courses like:

  • Principles of Accounting
  • Business Law
  • Intro to Finance
  • Personal Finance
  • Business Risk Management and Insurance
  • Investments: Principles and Policies
  • Tax Planning
  • Retirement Planning
  • Estate Planning
  • Financial Plan Development

Note: ENMU only issues a "Certificate of Completion" that enables you to sit for the CFP® exam. The University does not award the CFP® certification. CFP® certification is granted only by Certified Financial Planning® Board of Standards, Inc. to those persons who, in addition to completing an educational requirement such as this CFP® Board Registered Program, have met its ethics, experience and examination requirements.

For More Info

Contact us to see what kind of credits you can receive with your background, experience and training.

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575.562.2314